Party building with management, thinking with action. In recent years, Agricultural Bank of China Quzhou branch from scratch their own construction, pay close attention to the grass-roots party building, and constantly explore the integration of innovative party building and business.

Quzhou branch of Agricultural Bank China each quarter will hold a "flag before photography" activities, the rapid development of the quarterly business outlets for.
"Before the flag photo" to stimulate the enthusiasm of the staff
In the Agricultural Bank of Changshan Fangcun branch China business hall, there are four photos hanging on the office wall. In the photo, network manager, Party branch secretary Zheng Hongjun stood smiling before the flag.
Originally, in order to implement the work of Party building, and to "party" as the center to promote the staff of business development, Quzhou branch of Agricultural Bank China each quarter will hold a "flag before photography" activities, the rapid development of the quarterly business outlets for.
"We have a total of four evaluation indexes of each dot: those who meet the quarter employees per capita deposits ranked first, per capita loan first quarter performance appraisal, the top three or when the four indexes of Quaternary deposits were higher than those of rural credit cooperatives outlets in a network are available in the photo before the flag qualification." Agricultural Bank of China Quzhou branch president Wu Weiyun told reporters that the Secretary of the Party branch outlets will represent employees taking pictures in the flag before they enjoy the honor at the same time, can also receive a certain amount of cash rewards.
"Before the flag photo really inspired the outlets' enthusiasm!" In Wu Weiyun's view, the "party building" as the center to promote the employee business development atmosphere has been formed, and now, the Agricultural Bank of China Quzhou branch has completed 4 Party branch upgraded 8 Party committee, a branch of the party and the discipline of full coverage; 35 outlets all set up independent party branch.
"The first time I went to the camera was very tense, and it was not until two days later that I met with all the staff." In the view of Zheng Hongjun, "before the flag photo" not only some bonus material, is a kind of honor.
Since the network after the award, how to continue to win in the next selection, how to do the business deeper, broader has become our most common topic of discussion." Lin Jiaqi director Fangcun outlets is a young Party member, is also one of Zheng Hongjun's good will.
In order to let colleagues could find more time to develop her business, take the initiative to take up the duty of work at noon, this work is more than a year. In 4 Party members led by dot the remaining 3 employees are not willing to work hard behind, more, and more recently have expressed strong willingness to join the party organization. For the four consecutive quarter of outlets for "before the flag photo award.
Indeed, "before the flag photo" is not only a few photos, but to strengthen network cohesion, stimulate the enthusiasm of the network, a practical starting point network business management ability. Last year, Quzhou branch of Agricultural Bank of China to achieve four share loan "double promotion", which deposits increased by 0.94 percentage points, loans increased by 1.98 percentage points, intermediate business income high, an increase of 29 million 580 thousand yuan, an increase of 19.54%, the absolute amount of non-performing loans, non-performing rate down 114 million yuan, down 0.62 percentage points, an increase of 65 million 140 thousand after provision for profit yuan, an increase of 31.62%.

The "Golden Harvest" pioneer youth commando unit into the Chen village flower diameter
"Youth commando" dream of youth
In order to fully mobilize the enthusiasm of the young staff, since last year, job accomplishment to carry out "Quzhou branch of Agricultural Bank of China, youth dream youth commando special action.
"The young commandos should focus on the current difficulties, our business development in the weak point and local market gaps, combined with the retail business theme, carry out commando activities, boost the business new level." Agricultural Bank of China Quzhou branch president Wu Weiyun said, led by the young members of the youth commando activities enhance the cohesion between employees, has become a business to tackle tough, sharp knife".
At the beginning of this year, in that the Chen Jia Cun land compensation will be issued after the news, quhua branch Jinsui pioneer youth commando members for the first time held a "think tank" will work together, carefully analyze Chen Jia Cun total amount of financial resources and the distribution in the industry, the formation of marketing programs around the village problem, specializing in marketing deposit the villagers demolition.
In order to achieve "the Suns, baizhanbudai" effect, Jinsui pioneer youth commandos came to understand the credit deposit interest rate policy, the selection of targeted advantage products, made a promotional brochure, to Chen Jia Cun door-to-door recommend, and carried out several times before the Lunar New Year celebration couplets and send blessings.
For the convenience of customers, young commandos at 7:30 to the local credit cooperatives for the villagers queuing up to offer to go for the money business, and the network related products for customers to recommend players left behind, making asset allocation plan, to achieve a seamless service.
Although it is a commando activity is the battlefield of young employees, but the old members of the branch will also help young people, two old members will take advantage of their own time to work together with the youth commandos." The flower diameter quhua branch president Zheng Jian told reporters that the "youth commando" action, 11 employees, twisted into a rope.
The old employees like this, young employees naturally unwilling to lag behind, they are warm and thoughtful service, quickly won the trust of the villagers, the Agricultural Bank of China set up a good reputation, but also lay a solid foundation for the further development of rural market.
Agricultural Bank of these young is very enthusiastic, very thoughtful service, but also to help us spread financial knowledge!" A mention of this group of morning dawn appeared in the young village, Chen Jia Cun Chen uncle live praise. Hard work pays off, after several visits and on-site service, Jinsui team finally successful marketing chenjiacun land paid more than 500 yuan.
Jinsui team is just a microcosm of Quzhou Agricultural Bank of China branch 29 youth commando. Since last year, the Agricultural Bank of China branch in Quzhou city around the Corporate Banking Services "for share, strong foundation, expanding flow" and "retail business by deposit, increase passenger and income" two themes, launch party members as the leader of the young employees, Tian Geng walked into the high streets and back lanes fields, do deeper, wider business.

"Party building + finance" is a new way to explore the rural grassroots party building and Inclusive Finance
Party building and finance to explore a new path of Inclusive Finance
Realistically the grassroots party building, seize the development of the rural "seven inch". At the end of last year, Longyou has developed a "Party + finance" model of innovation, so that the original rural grassroots party organizations slightly lax coruscate new vitality.
"Party building + finance" is our Agricultural Bank and the village Party branch jointly build a platform, through a set of evaluation system, so that party members can see, touch the red welfare." Quzhou branch of Agricultural Bank of China Longyou branch president Wang Jiankun so explained the party building + finance, the specific mode of operation.
"Party + finance" in town to Wei Cun years ago a set of practical implementation through the evaluation of integral members of the "zero based integration" as the foundation, through a star check every quarter, the score from high to low in order to set the five-star, four-star, Samsung, award, star five grades, guide the majority of Party members join in the development of grass-roots business become the vanguard.
Party member evaluation points up, the loan amount will increase, the loan interest rate will be reduced." To Wei village Party Secretary Xu Tingyou said that since the "Party + financial" implementation, the village Party Secretary rushed in the front, the village was covered in a thick atmosphere chuangxianzhengyou.
According to ABC staff, in accordance with the bank credit conditions, "Samsung" party credit loan maximum loan 50 thousand yuan, the monthly interest rate of 4.71 per thousand; "Four Party Credit star" maximum loan of 100 thousand yuan, the monthly interest rate of 4.35 per thousand; "five party credit star" maximum loan of $150 thousand. The monthly interest rate of 3.98 per thousand.
"Before the village Party members just hang a name, now has a" zero based integration "and" Party + finance ", the village really became a collective thing, even all the people fall over each other to do the party!" The village four star Xu Guohua party a few days ago to 4.35% of the monthly interest rate, the pre credit 100 thousand yuan, now he was prepared to loan the money out, said he used to do their own hardware store working capital, the next quarter will flush "five".
Never work, less work; to compete, to do, to members of the Wei Cun appearance has undergone changes in turn the world upside down. Under the leadership of the party members, the enthusiasm of the masses is also high up. In the strong demands of everyone, we are now part of the masses are also included in the 'zero based integration' system." Watching everyone enthusiastic, Xu Tingyou also revealed a smile.
"Party building + finance 'effect is obvious, but how to improve and promote, we will do further refinement of the system." Wang Jiankun told reporters, to Wei village is a pilot, the next step, they consider in the promotion of the town and the county Party + financial mode.
Grass roots party organization is the supporting pole of the countryside. Party building + finance model, not only to strengthen the cohesion of the grassroots party organizations, but also to allow the party members tangible tangible benefits, is a new path to explore rural grassroots party building and inclusive finance.
(Guo Yang)